Remortgage With Bad Credit

For poor or bad credit, Instant Decision & No Upfront Costs

Find out more about our quick decisions

Free call for advice 0808 1680 608

Do you have a mortgage with another lender, and are looking for a better rate?

The Loans Department will discuss your requirements and offer you free, no obligation advice with the view of achieving the cheapest most suitable rate available.

There are lots of reasons to remortgage, but the main one is usually to save money. You may be able to find a much cheaper deal elsewhere, or you may want the security of a fixed rate. At The Loans Department, we will discuss all options with you in order to provide you with the best advice. You will be called within 10 minutes of submitting your enquiry to start your remortgage journey. Our brokers have access to the whole of the UK market and are not tied to any panel of lenders.

How does your credit rating affect your Remortgage?

Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. Credit scores will determine the rate and terms that you are eligible for from lenders in today’s market. More often than not there will be a strict application process. The Loans Department are specialists in this field and will source the whole of the market to find you the most suitable outcome.

Your credit can be considered as OK if you have over stretched yourself with credit commitments, missed 1 credit card payment or even took a payday loan in a time of need. Unfortunately lenders in today’s market are looking for applicants with a high score and it can be hard to find a specialist lender when you don’t know where to look. The Loans Department have access to lenders that don’t credit score and will take every case into consideration.

If you have a good credit rating The Loans department have access to the whole of the market and unlike a bank we are not tied to our own products. We work hard for you to find you the best rate possible.

If you have a great credit rating and require a specialist mortgage or Homeowner Loan, you’ve come to the right place. The Loans Department have access to the whole of the market and unlike a bank we are not tied to our own products.

Get a quick decision today

No hassle. No stress. We’ll let you know quickly if you’re eligible for a re-mortgage with us.

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The Loans Department worked very quickly on our case and were able to complete within the timescales required.

Mr Luke, Wales

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