Buy to Let Mortgage

For property investment

Find out more about our quick decisions

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A buy to let mortgage is secured on a property that is essentially for investment purposes

Our expert advisers will help find the best buy to let mortgage deal for you to safeguard your investment and maximise profits.

At The Loans Department, you will discuss your needs with a specialist adviser who will search the whole of the market to find you the cheapest most suitable option. A buy to let mortgage differs from a standard residential mortgage, because a lender will assess the loan amount and affordability by using the rental income, and not the applicants personal income.

We can help plan your portfolio by understanding your individual circumstances, both now and in the future.

Do you have a buy to let mortgage with another lender and are looking for a better rate? The Loans Department can help. We have access to the whole of the market including private funding, adverse credit buy to let products, lenders that will consider all types of construction, and company structures. We will find the products that meet your needs.

How does your credit rating affect your Buy To Let Mortgage?

Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. Credit scores will determine the rate and terms that you are eligible for from lenders in today’s market. More often than not there will be a strict application process. The Loans Department are specialists in this field and will source the whole of the market to find you the most suitable outcome.

Your credit can be considered as OK if you have over stretched yourself with credit commitments, missed 1 credit card payment or even took a payday loan in a time of need. Unfortunately lenders in today’s market are looking for applicants with a high score and it can be hard to find a specialist lender when you don’t know where to look. The Loans Department have access to lenders that don’t credit score and will take every case into consideration.

If you have a good credit rating The Loans department have access to the whole of the market and unlike a bank we are not tied to our own products. We work hard for you to find you the best rate possible.

If you have a great credit rating and require a specialist mortgage or Homeowner Loan, you’ve come to the right place. The Loans Department have access to the whole of the market and unlike a bank we are not tied to our own products.

Get a quick decision today

No hassle. No stress. We’ll let you know quickly if you’re eligible for a buy to let mortgage with us.

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The Loans Department were able to secure finance on my property within weeks of it being transferred into my name. Fantastic and fast service.

Miss Davies, London

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