Adverse Credit
Remortgage

Helping you every step of the way

Find out more about our quick decisions

Free call for advice 0808 1680 608

Have you had difficulties with finance and credit?

An adverse credit remortgage may be the solution you're looking for.

The Loans Department are specialists in this area, and will endeavour to find you the cheapest most suitable option available. We offer a free initial consultation and if you are happy with the solution we provide, we will then take you step by step through the application, keeping you updated every step of the way. It’s our aim to provide all customers with a stress free quote to application process.

Our brokers have access to specialist adverse credit lenders. A poor or bad credit rating can make it difficult to obtain a mortgage or remortgage through traditional high street banks and building societies, and this is why we say- If the banks say NO and you feel like there is nowhere to go… think of The Loans Department.

The ability to remortgage is very much based on an individual’s circumstances and as the costs involved can be very large, it is always best to take advice from a suitably qualified individual

How does your credit rating affect your Remortgage?

Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. Credit scores will determine the rate and terms that you are eligible for from lenders in today’s market. More often than not there will be a strict application process. The Loans Department are specialists in this field and will source the whole of the market to find you the most suitable outcome.

Your credit can be considered as OK if you have over stretched yourself with credit commitments, missed 1 credit card payment or even took a payday loan in a time of need. Unfortunately lenders in today’s market are looking for applicants with a high score and it can be hard to find a specialist lender when you don’t know where to look. The Loans Department have access to lenders that don’t credit score and will take every case into consideration.

If you have a good credit rating The Loans department have access to the whole of the market and unlike a bank we are not tied to our own products. We work hard for you to find you the best rate possible.

If you have a great credit rating and require a specialist mortgage or Homeowner Loan, you’ve come to the right place. The Loans Department have access to the whole of the market and unlike a bank we are not tied to our own products.

Get a quick decision today

No hassle. No stress. We’ll let you know quickly if you’re eligible for an adverse credit remortgage with us.

About You
Your name*
Your email*
Your number*
Postcode*
Your Mortgage
Property value*
Loan amount required*
Type of loan*
Term length*
By submitting this form you are agreeing to opt in to receive further communications from The Loans Department, in regards to our services and offers.
Name
This field is for validation purposes and should be left unchanged.

The Loans Department were able to get our mortgage offer within the first week of application. They made our purchase a stress free transaction.

Mr Winfield, London

95 %

of our customers get the
decision they were after*

Adverse Credit Remortgage

Helping you every step of the way

Have you had difficulties with finance and credit?

How does your credit rating affect your Remortgage?

Get a quick decision today

Adverse Credit
Remortgage