Secured and Unsecured
Business Loans

We will endeavour to place you with a flexible lender

Find out more about our quick decisions

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A business loan may be ideal for you

Business loans are usually split into two types - secured and unsecured.

Unsecured business loans don’t require security and tend to have higher interest rates, whilst secured business loans are typically larger size loans more suited to an expanding business going through a period of growth.

Your decision could be influenced by the legal status of your company – are you looking for a partnership company loan, are you a sole trader, or a limited company? We will endeavour to place you with a flexible lender that will look at the bigger picture when assessing your application so be ready to share the required information. The Loans Department will aim to have a decision in principle for you within 24 hours.

How does your credit rating affect your Secured and Unsecured Business Loans?

Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. Credit scores will determine the rate and terms that you are eligible for from lenders in today’s market. More often than not there will be a strict application process. The Loans Department are specialists in this field and will source the whole of the market to find you the most suitable outcome.

Your credit can be considered as OK if you have over stretched yourself with credit commitments, missed 1 credit card payment or even took a payday loan in a time of need. Unfortunately lenders in today’s market are looking for applicants with a high score and it can be hard to find a specialist lender when you don’t know where to look. The Loans Department have access to lenders that don’t credit score and will take every case into consideration.

If you have a good credit rating The Loans department have access to the whole of the market and unlike a bank we are not tied to our own products. We work hard for you to find you the best rate possible.

If you have a great credit rating and require a specialist mortgage or Homeowner Loan, you’ve come to the right place. The Loans Department have access to the whole of the market and unlike a bank we are not tied to our own products.

Get a quick decision today

No hassle. No stress. We’ll let you know quickly if you’re eligible for a business loan with us.

The Loans Department were able to secure buy to let finance for me when no one else seemed to be able to help. I would recommend them to anyone.

Mr Dolman, Cheshire

95 %

of our customers get the
decision they were after*