Bridging Finance

Fast, short-term loans

Find out more about our quick decisions

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A bridging loan is a short-term loan secured on any type of property or land

It is a way of achieving funding very quickly and can be arranged on a 1st, 2nd or 3rd change basis

Bridging loans can be used for any purpose and quick funding is available within 24 hours, with loan terms from 1 month to 3 years available.

Generally speaking, bridging loans are aimed at landlords, property developers and businesses. Another very common use for a bridging loan is to purchase at auction where a mortgage is needed quickly. Bridging loans can be used for a variety of reasons, including property investment, buy-to-let and development, debt consolidation, home improvements , capital raising, paying tax bills etc.

The Loans Department also specialise in regulated bridging finance and can provide advice on this type of product.

Some types of bridging loan may not be regulated by the Financial Conduct Authority.

How does your credit rating affect your Bridging Finance?

Poor credit rating or a low credit score can unfortunately make it hard for you to find the right type of finance. Credit scores will determine the rate and terms that you are eligible for from lenders in today’s market. More often than not there will be a strict application process. The Loans Department are specialists in this field and will source the whole of the market to find you the most suitable outcome.

Your credit can be considered as OK if you have over stretched yourself with credit commitments, missed 1 credit card payment or even took a payday loan in a time of need. Unfortunately lenders in today’s market are looking for applicants with a high score and it can be hard to find a specialist lender when you don’t know where to look. The Loans Department have access to lenders that don’t credit score and will take every case into consideration.

If you have a good credit rating The Loans department have access to the whole of the market and unlike a bank we are not tied to our own products. We work hard for you to find you the best rate possible.

If you have a great credit rating and require a specialist mortgage or Homeowner Loan, you’ve come to the right place. The Loans Department have access to the whole of the market and unlike a bank we are not tied to our own products.

Get a quick decision today

No hassle. No stress. We’ll let you know quickly if you’re eligible for bridging finance with us.

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The Loans Department were able to secure buy to let finance for me when no one else seemed to be able to help. I would recommend them to anyone.

Mr Dolman, Cheshire

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