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The Loans Department are a specialist Secured Loan Packager
A secured loan may be suitable when clients have an existing mortgage on a low rate but want to raise additional finance.
It may also be suitable when the client has a low credit score and cannot get approval through first charge mortgage lending. Secured loans can help consolidate debt into one lower monthly payment and provide finance for any legal purpose, faster than a conventional mortgage. Secured loans can also be known as homeowner loans, and they offer a way to borrow larger amounts for less by using your home as equity. Secured Loans are also a good option for anyone whose has an adverse credit history that will make it hard for them to get a low-rate personal loan.
The Loans Department have one of the largest secured loan panels in the UK. Rates are available from 5.5% – the actual rate available will depend on your circumstances. We have access to the highest income multiples available and can lend with alternative types of income including pensions and tax credits.
The Loans Department were able to get our mortgage offer within the first week of application. They made our purchase a stress free transaction.
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